Privacy-first personal finance

Your money, your device.
No exceptions.

Import bank CSVs. AI categorizes everything. Your data never leaves your device.

No account needed. No credit card. No Plaid.
Sift app showing transaction categorization, spending charts, and category filtering

Everything you need, nothing you don't.

A focused tool for people who care about where their money goes.

Smart Import

Drop a CSV from Bank of America, Chase, Citi, or AmEx. Sift detects the format and imports instantly. Duplicates skipped automatically.

AI Categorization

22 categories, 111 subcategories. AI classifies your transactions so you never have to sort them by hand.

Visual Insights

Spending donuts, monthly trends, and cash flow charts. See exactly where your money goes at a glance.

Power Tools

Command palette, undo/redo, bulk tagging, and custom rules. Built for people who like keyboard shortcuts.

Mac & iPhone

Desktop app for Mac with an iPhone companion app planned. Your data stays on your devices, synced via iCloud.

Category Tree

Filter by category and tag. Drill into subcategories. Sort by amount, count, or name. Find any transaction fast.

Your data stays on your device. Period.

We designed Sift so we literally cannot see your financial data.

No Plaid, no credential sharing

We never ask for your bank login. You export CSVs from your bank's website and import them into Sift. Your credentials stay between you and your bank.

Local-only storage

All data lives on your device. There is no server, no cloud we control. We cannot see your transactions even if we wanted to.

No tracking, no analytics

No Google Analytics, no Mixpanel, no fingerprinting. The app does not phone home. Your financial life is not a data product.

Other apps

Your bank login
Plaid servers
Their servers
Their database
You see your data

Sift

Bank CSV
Your device
Done.

Up and running in 3 minutes.

No account creation. No linking. Just import and go.

1

Export from your bank

Log in to your bank's website. Download your transactions as a CSV file. That's it.

2

Import into Sift

Drag and drop the file. Sift auto-detects the bank format and classifies every transaction.

3

See your spending clearly

Charts, categories, and trends. Filter by tag, search by merchant. Your finances, organized.

Simple pricing. No surprises.

Free to start. Pricing details coming soon.

Core Features

Coming Soon
 
  • Import CSV and PDF
  • Smart categorization
  • Charts and insights
  • Filtering and search
  • Privacy-first — no cloud
Get Early Access

Get Sift.

Coming soon for Mac and iPhone.

Mac

In development
Coming Soon

iPhone

In development
Coming Soon