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Terms of Service

Effective: March 26, 2026

1. Acceptance

By using SiftDo ("the app"), you agree to these terms. If you don't agree, don't use the app.

2. The Service

SiftDo is a personal finance tracking application for macOS. It helps you import, categorize, and visualize your spending. The app processes your data locally on your device.

3. Accounts & Subscriptions

SiftDo offers free and paid tiers (Pro, Family). Paid subscriptions are billed through Stripe via RevenueCat. By subscribing, you authorize recurring charges at the selected interval (monthly or annually) until you cancel.

You can cancel your subscription at any time. Access continues until the end of your current billing period. Refunds are handled on a case-by-case basis.

"5-Year" purchases provide access for 5 years from the date of purchase. After 5 years, you may renew or switch to a subscription.

4. Bank Connect (Plaid)

Bank Connect is an optional add-on that uses Plaid to retrieve transactions from your bank. By using Bank Connect, you also agree to Plaid's terms. We are not responsible for the availability or accuracy of data provided by your bank through Plaid.

5. Your Data

You own your data. We don't claim any rights to your financial information. Your transaction data is stored on your device and, if you enable sync, in your personal iCloud account.

6. Acceptable Use

Don't use SiftDo to:

7. Disclaimer

SiftDo is provided "as is" without warranties of any kind. We are not a financial advisor. The app is a tool for tracking and organizing your spending — not for providing financial, tax, or investment advice. Always consult a qualified professional for financial decisions.

8. Limitation of Liability

To the maximum extent permitted by law, SiftDo LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the app. Our total liability shall not exceed the amount you paid for the app in the 12 months preceding the claim.

9. Changes

We may update these terms from time to time. Continued use of the app after changes constitutes acceptance. We'll notify you of material changes through the app or via email.

10. Governing Law

These terms are governed by the laws of the State of California, United States.

11. Contact

Questions? Email us at support@siftdo.com.