Never used anything like this?
Fair. Let's walk through the questions you're probably already thinking.
Start here
"Why do I need this? I can already see my transactions on my bank's site."
Every transaction. Every account. One place.
Chase. Amex. Capital One. That old checking account you forgot about. Your partner's card. Last year, last month, three years ago — all in one spreadsheet you'll actually want to look at. Find anything. Instantly.
Go deeper
"I've managed without it. I roughly know what I spend."
Roughly isn't the same as knowing.
Every transaction belongs to a category, a merchant, and any tag you invent. "Coffee in 2025." "Everything at Whole Foods." "Kid's school stuff." You spent how much last year? Three clicks to find out.
The magic part
"That sounds like a lot of work to keep up with."
It's a text editor for your spending.
Rename a merchant once — every past and future transaction updates. Tag a pattern once — the app keeps tagging itself. Search and replace, but for your money. Most of the time you're not editing. You're reading.
Finding anything
"What if I don't remember the exact name of something?"
Type a fragment. Misspell it. Find it anyway.
Fuzzy search over every transaction you've ever made. "coffe" finds Starbucks. "amzn" finds Amazon. That weird $40 charge from three Tuesdays ago? Easier to track down than you'd think.
The money part
"I don't want to pay for software."
You don't have to.
Every feature works for free, with light limits — one account, manual tagging. Need more power? Upgrade — or earn it. Refer a friend, leave a review, share feedback. Credits unlock the same paid features, no subscription required.
Hands-off import
"I still don't want to download CSVs every month."
Fine. Let us do it.
Bank Connect is an optional add-on ($1.99/mo — or earn it with credits) that pulls transactions from your bank automatically. We still never see your data.1 Your credentials go directly to the sync provider; transactions land straight in your local app.
1 Bank Connect uses a regulated third-party aggregator (Plaid or similar) to talk to your bank. SiftDo never receives your login, and we don't have a server to store transaction data on — see the privacy section below.
Coming soon
"OK, I'm listening. What's next?"
Your inflation. Not the news's.
Headline inflation is an average basket. It doesn't know you. Rent went up 8% — but maybe you don't rent. Food went up 12% — but maybe you barely cook. Sift computes inflation from your actual basket and shows you the one number that matters: how much more expensive is your life this year?